[vc_row][vc_column][trx_widget_audio caption=”Tips on your personal finances!” author=”María Trusa” url=”/wp-content/uploads/2020/03/tips-on-your-personal-finances.mp3″][/vc_column][/vc_row] Today’s reflection focuses on tips to help with personal finances. How many of you have a monthly budget? That is the big question. I have asked that question to many people and most of the time their answer is “No”. Well, we have an opportunity now. Life has become extremely simple. I was working on my budget this weekend and I was amazed at how my budget has changed since this crisis. There is no dining out at restaurants or shopping at stores to buy clothes. Everything has simplified. Therefore, this is an opportunity to sit down and do a monthly budget. Personally, I have been using a monthly budget for years. It is a simple Excel spreadsheet that is easy to manage and what I am doing right now is that I am updating my spreadsheet for the next few months with regular expenses and income that I’m bringing in. I know this is sometimes difficult to do because when we finally sit down; we come to realize that we are living above our means. Sadly, most of the time we know that we are living that way but we choose to live in the dark. Now is the time to really understand how you are spending your money. Face the reality and start your journey towards healthy finances. Reflect, Reset and Reconnect!